Subscribe
Sign in
Home
Notes
Archive
About
Latest
Top
Discussions
Half of your mortgage payment isn't a cost
Three things make up the return on a building. The one people book as an expense is the one quietly buying them equity.
Sep 16
•
Andrew Gannon
1
You Are Your Own Pension Fund. Why Aren't You Investing Like One?
Written with Gilbert Bong of Zelos Investment Counsel — how the world's largest investors actually think, and what it means for your own household.
Sep 10
•
Andrew Gannon
1
August 2026
Twenty-two years
What the last Canadian housing correction cost the people who waited it out — and the question it should raise before you buy.
Aug 26
•
Andrew Gannon
2
The account where one person pays and the other one owns
Most couples never think about whose name the retirement money is in. Here’s what it’s actually worth — and where it’s worth nothing.
Aug 19
•
Andrew Gannon
2
The Depreciation Trap That Costs Landlords Thousands
I almost missed this one.
Aug 12
•
Andrew Gannon
1
The Tax Trap Every Landlord Falls Into
You buy a rental property.
Aug 5
•
Andrew Gannon
1
July 2026
I invested money from my HELOC in real estate and doubled it last year. Here's how I did it...
The Math That Builds Real Estate Portfolios
Jul 29
•
Andrew Gannon
3
Why Are the Smartest People I Know So Lost When It Comes to Money?
It started at a playground and ended with six weeks of late nights in my basement — the story behind YouGotThis.
Jul 15
•
Andrew Gannon
How to Build Wealth in Your 30s — Honestly
Working harder was never the thing that was missing.
Jul 8
•
Andrew Gannon
The number everyone checks and nobody reads
Why two households with the same net worth can be living completely different lives.
Jul 2
•
Andrew Gannon
1
June 2026
I bet on falling rates. I lost on both sides at once.
A variable-rate mistake of mine, the after-tax math almost nobody runs, and the rule of thumb that quietly tells you to buy high.
Jun 24
•
Andrew Gannon
2
Barista FIRE is a falsehood
This is part 5 of 5 in a series called 'How Much Do I Need to Retire'.
Jun 17
•
Andrew Gannon
1
This site requires JavaScript to run correctly. Please
turn on JavaScript
or unblock scripts